Insurance for your trip.
Goodpreparation brings peace of mind on the road. Whether you are crossing Namibia’s open landscapes or watching wildlife in Botswana, knowing how yourrental vehicle is insured helps you set off with confidence.
Every Selfdrive4x4 rental includes standard insurance. For additional protection, you can choose our Full Cover option, which reduces your financial risk andprovides cover for several types of damage that are often excluded fromstandard rental insurance.
More cover. Less financial risk.
Driving a 4x4 in Africa is different from driving at home. Gravel roads, loose stones, wildlife and remote areas are all part of the journey.
Standard rental insurance provides a good basic level of protection, but certain types of damage may be excluded and the excess can be substantial. Full Cover is designed to provide additional protection where standard cover stops.
- A lower excess in case of covered damage
- Additional cover for several items normally excluded
- Oftena lower security deposit when collecting your vehicle
The exactcover depends on the vehicle and destination.
Extra reassurance when you rent a 4x4.
Windscreen damage, tyres, underbody damage and single vehicle incidents are examples of risks that may not be fully covered under a standard rental agreement.
Our Full Cover option provides broader protection and reduces the amount you may have to pay yourself if something happens to the vehicle.
Full Cover can be added to both standalone 4x4 rentals and complete Selfdrive4x4 trips that include a rental vehicle.
Clarity before you leave.
Insurance conditions differ between rental companies and destinations. That is why we make the applicable cover clear before you book. Your quotation and booking documents show the standard excess, the reduced excess with Full Cover and the most important conditions and exclusions. This means you know what is covered before you collect your 4x4.
Standard Cover or Full Cover.
Every rental includes Standard Cover. This provides the basic insurance applicable to your rental vehicle.
Full Cover offers additional protection. Depending on the vehicle and local rentalpartner, it can reduce your excess, extend the types of damage covered and reduce the deposit required when collecting the vehicle.
We recommend Full Cover for travellers who want to minimise their financial exposure during their self drive journey.
Frequently asked questions.
From driving a 4x4 to routes, preparation and sleeping along the way. Here you’ll find answers to the questions that often come up before you set off.
Knowing your travel payments are protected matters. Selfdrive4x4 is a brand of Tongasabi Travel B.V., which is affiliated with the Dutch Travel Guarantee Fund (SGR).
If Tongasabi Travel B.V. is unable to provide your trip due to financial insolvency, SGR arranges a refund of your travel payments or the continuation of your journey, subject to the terms and conditions of the guarantee scheme.
This means you know what financial protection applies when you book your self-drive trip with us.
Cancellation insurance isn't mandatory, but we recommend taking out a policy. You've been looking forward to your self-drive adventure, yet sometimes plans change unexpectedly.
Cancellation insurance may reimburse cancellation costs or unused travel days if you need to cancel or cut your trip short for a reason covered by your policy.
Before taking out insurance, check the insured trip value, any exclusions and the deadline for purchasing your policy. Keep in mind that cancellation insurance is separate from the cancellation terms of your booking.
You can also arrange cancellation insurance through Selfdrive4x4 with a.s.r. We'll help you explore the options, so you understand which costs are covered and which are not before your journey begins.
The insurance excess on your rental 4x4 depends on your destination and the type of vehicle you choose. You'll find the exact amount in your booking documents.
With the included Standard Cover, the excess ranges from €500 to €3,500 per covered incident, depending on the vehicle and the country you're travelling in.
Prefer to reduce your excess? Full Cover provides additional coverage or reimbursement, with a lower excess that is often reduced to €0.
Keep in mind that not all types of damage are covered. If damage is excluded from the policy or the rental terms are breached, your financial liability may be higher.
We'll explain the coverage that applies to your 4x4 before departure, so you know exactly what to expect when you set off.
Every 4x4 rental and self-drive trip includes Standard Cover insurance. This comes with an excess that varies depending on your destination and the type of vehicle you rent.
If you live in the Netherlands or Belgium, we recommend additional insurance through a.s.r. This covers the rental vehicle excess in accordance with the policy terms and conditions, giving you greater clarity about potential costs if something happens along the way.
Living in another country? We'll help you explore the most comprehensive insurance coverage available for your 4x4.
Having the right travel insurance is important when exploring Africa by 4x4. Your rental vehicle's insurance is separate from your personal travel insurance, so it's worth making sure you're properly covered before setting off.
When choosing travel insurance, check that your policy covers medical expenses, emergency medical evacuation, repatriation and the activities you're planning during your trip. Make sure the coverage also applies to all the countries you'll be visiting.
As an agent of a.s.r., we can help you arrange travel and cancellation insurance. You're also free to take out a policy with another insurance provider.
Additional insurance requirements apply in Tanzania. For Zanzibar, a local travel insurance policy is mandatory and must be purchased online before arrival. Different local insurance requirements may apply to mainland Tanzania, which can be arranged locally. We recommend checking the latest requirements before departure.
That way, you'll know which insurance policies you need and can set off on your self-drive adventure with peace of mind.
A safari in Africa doesn't have to be expensive. South Africa and Namibia are particularly good choices if you want to see wildlife without spending a fortune. Entrance fees at many national parks are relatively low, often less than €40 per adult per day.
A safari in the Serengeti or Ngorongoro Crater in Tanzania generally requires a larger budget. The same applies to gorilla and chimpanzee trekking in Uganda, where park fees and permits are considerably higher.
Your total costs depend on which parks you visit, how many days you spend there and the activities you choose. We'll help you balance your interests and budget, so you can decide which experiences are worth spending a little more on.
In larger towns and cities, debit and credit cards are often accepted, particularly Visa and Mastercard. At smaller shops and in remote areas, you will often need cash.
We therefore recommend carrying some local currency throughout your trip. Make sure you also have a payment card handy, as many national park entrance gates require electronic payment.
We help you make sense of the options.
Do you have questions about the insurance or want to know which cover fits your journey? Get in touch with us.